:root{
      --ink:#0b1220; --mut:#667085; --bg:#f6f8ff;
      --pri:#003366; --pri-2:#0b4aa2; --acc:#16a34a; --ring:#4f46e5;
      --card:#ffffff; --bord:#e7e9ee;
    }
    *{ box-sizing:border-box }
    body{ margin:0; color:var(--ink); background:var(--bg); font:16px/1.55 Inter,system-ui,sans-serif; }
    .container{ width:min(1100px,92%); margin-inline:auto }

    /* HERO */
    .hero{ position:relative; padding:72px 0 34px; text-align:center; background:linear-gradient(180deg,#eef3ff,transparent) }
    .hero h1{ font-family:Poppins,system-ui; font-weight:800; letter-spacing:-.02em; font-size:clamp(30px,5vw,46px); color:var(--pri); margin:0 }
    .hero p{ margin:12px auto 0; color:var(--mut); max-width:780px; font-size:18px }
    .chips{ display:flex; flex-wrap:wrap; gap:10px; justify-content:center; margin-top:16px }
    .chip{ display:inline-flex; align-items:center; gap:.5rem; padding:.5rem .9rem; border-radius:999px; background:#fff; border:1px solid var(--bord); font-weight:600; font-size:14px; box-shadow:0 4px 10px rgba(17,24,39,.06) }

    /* GRID */
    .grid{ display:grid; gap:24px; margin-top:28px }
    @media(min-width:900px){ .grid-2{ grid-template-columns:1fr 1fr } }

    /* CARD */
    .card{ position:relative; background:var(--card); border:1px solid var(--bord); border-radius:18px; padding:24px; box-shadow:0 12px 28px rgba(17,24,39,.08) }
    .card h2{ font-family:Poppins,system-ui; font-size:22px; font-weight:700; color:var(--pri-2); margin:0 0 12px }
    .card ul{ margin:0; padding-left:18px }
    .card ul li{ margin:6px 0 }

    .tag{ display:inline-block; padding:5px 12px; border-radius:10px; font-weight:600; font-size:14px; margin-bottom:12px }
    .tag.green{ background:rgba(22,163,74,.1); color:var(--acc) }
    .tag.blue{ background:rgba(79,70,229,.1); color:var(--ring) }
    .tag.red{ background:rgba(220,38,38,.1); color:#dc2626 }
    .tag.orange{ background:rgba(249,115,22,.12); color:#ea580c }

    /* CTA */
    .cta{ margin-top:40px; text-align:center }
    .btn{ display:inline-block; padding:.8rem 1.3rem; border-radius:12px; font-weight:700; text-decoration:none; margin:0 6px }
    .btn-primary{ background:linear-gradient(180deg,var(--ring),var(--pri-2)); color:#fff; box-shadow:0 6px 18px rgba(79,70,229,.35) }
    .btn-ghost{ background:#fff; border:1px solid var(--bord); color:var(--pri) }
	/* ===== HOW IT WORKS (bloc autonome) ===== */
.howitworks { margin-top:48px; }
.howitworks__wrap {
  background:#fff; border:1px solid var(--bord, #e7e9ee); border-radius:18px;
  padding:22px; box-shadow:0 10px 26px rgba(15,23,42,.08);
}
.howitworks__head {
  display:flex; align-items:center; gap:10px; flex-wrap:wrap; margin:0 0 12px;
}
.howitworks__title {
  margin:0; font-family:Poppins, system-ui, sans-serif; font-weight:800;
  letter-spacing:-.01em; color:var(--pri, #003366); font-size:clamp(20px,3.5vw,26px);
}
.howitworks__badges { display:flex; gap:8px; flex-wrap:wrap; margin-left:auto; }
.howitworks__badge {
  display:inline-flex; align-items:center; gap:8px; padding:6px 10px;
  border:1px solid var(--bord, #e7e9ee); border-radius:999px; background:#fff;
  font-weight:700; font-size:13px; color:#0b1220;
}
.howitworks__badge .ok {
  width:18px; height:18px; border-radius:999px; display:grid; place-items:center;
  background:rgba(22,163,74,.14); color:#16a34a; font-size:12px; font-weight:800;
}

.howitworks__grid { display:grid; gap:18px; }
@media (min-width: 920px) {
  .howitworks__grid { grid-template-columns:1.1fr .9fr; align-items:start; }
}

/* timeline steps */
.howitworks__steps { list-style:none; margin:0; padding:0; display:grid; gap:12px; }
.howitworks__step {
  display:grid; grid-template-columns:auto 1fr; gap:12px; align-items:start;
  border:1px solid var(--bord, #e7e9ee); border-radius:14px; background:linear-gradient(180deg,#fafbff,transparent);
  padding:14px;
}
.howitworks__dot {
  width:34px; height:34px; border-radius:10px; display:grid; place-items:center;
  color:#fff; font-weight:800;
  background:linear-gradient(180deg, var(--ring, #4f46e5), var(--pri-2, #0b4aa2));
  box-shadow:0 6px 18px rgba(79,70,229,.35);
}
.howitworks__step h3 { margin:0; font-weight:800; color:#0b1220; font-size:16px; }
.howitworks__step p  { margin:4px 0 0; color:var(--mut, #667085); }

/* note */
.howitworks__note {
  margin-top:14px; border:1px dashed var(--bord, #e7e9ee); border-radius:14px;
  background:conic-gradient(from 160deg at 50% 50%, #f8fafc, #f6f8ff); color:#0b1220; padding:12px;
}

/* side card */
.howitworks__side {
  border:1px solid var(--bord, #e7e9ee); border-radius:16px; background:#fff; padding:16px;
}
.howitworks__side h4 { margin:0 0 8px; font-weight:800; color:#0b1220; }
.howitworks__list { margin:0; padding:0; list-style:none; display:grid; gap:8px; }
.howitworks__li {
  display:flex; gap:10px; align-items:flex-start;
  border:1px solid var(--bord, #e7e9ee); border-radius:12px; background:#fff; padding:10px 12px;
}
.howitworks__ico {
  width:22px; height:22px; border-radius:999px; display:grid; place-items:center; flex:0 0 22px;
  background:rgba(22,163,74,.14); color:#16a34a; font-size:12px; font-weight:800;
}